Terms of Service

Last updated: 15 January 2026

Acceptance of Terms

By accessing and using the website coreinsights.world and the services provided by CoreInsights Lda. ("CoreInsights", "we", "us", or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website or services.

Company Information

CoreInsights Lda. is a company incorporated under the laws of Portugal, with registration number 498756231, VAT number PT498256473, and registered address at Avenida dos Aliados 85, 4055-714 Porto, Portugal.

Services Description

CoreInsights provides digital finance infrastructure strategy consulting services, including but not limited to infrastructure assessment, digital transformation planning, compliance strategy development, security solutions, performance optimisation, and strategic consulting for financial technology systems.

User Obligations

When using our website and services, you agree to:

  • Provide accurate and complete information when requested
  • Use our services only for lawful purposes and in accordance with these Terms
  • Not engage in any activity that could harm, disable, or impair our website or services
  • Not attempt to gain unauthorised access to our systems or networks
  • Respect the intellectual property rights of CoreInsights and third parties
  • Comply with all applicable laws and regulations
  • Maintain the confidentiality of any login credentials provided to you

Service Agreements

Specific consulting services provided by CoreInsights will be governed by separate service agreements or statements of work that will detail the scope, deliverables, timelines, and fees for such services. These Terms of Service apply to all services unless specifically modified in writing by a separate agreement.

Intellectual Property

All content, materials, and intellectual property on our website and in our services, including but not limited to text, graphics, logos, images, software, and methodologies, are the exclusive property of CoreInsights or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of our intellectual property without our express written permission.

Confidentiality

CoreInsights acknowledges that in the course of providing services, we may have access to confidential information belonging to our clients. We commit to maintaining the confidentiality of such information and will not disclose it to third parties without proper authorisation, except as required by law or as necessary to provide the agreed services.

Payment Terms

Payment terms for consulting services will be specified in individual service agreements. Unless otherwise agreed, invoices are due within 30 days of the invoice date. Late payments may incur interest charges as permitted by applicable law. All fees are exclusive of applicable taxes, which will be added to invoices as required.

Limitation of Liability

To the maximum extent permitted by applicable law, CoreInsights shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from or relating to your use of our website or services. Our total liability for any claim arising from or relating to these Terms or our services shall not exceed the amount paid by you to CoreInsights for the specific service giving rise to the claim during the twelve months preceding the claim.

Disclaimers

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the accuracy, completeness, or reliability of any content on our website. Your use of our website and services is at your own risk.

Indemnification

You agree to indemnify, defend, and hold harmless CoreInsights, its officers, directors, employees, and agents from and against any and all claims, damages, losses, costs, and expenses (including reasonable legal fees) arising from or relating to your use of our website or services, your violation of these Terms, or your violation of any rights of third parties.

Privacy

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information when you use our website and services. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Termination

We may terminate or suspend your access to our website and services immediately, without prior notice or liability, for any reason whatsoever, including but not limited to a breach of these Terms. Upon termination, your right to use our website and services will cease immediately. Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property rights, limitation of liability, and governing law provisions.

Force Majeure

CoreInsights shall not be liable for any failure or delay in performance of our obligations under these Terms if such failure or delay results from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labour disputes, or government actions.

Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of our website and services after any such changes constitutes your acceptance of the new Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Portugal, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of Porto, Portugal, and you hereby consent to personal jurisdiction and venue therein.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The invalid or unenforceable provision will be replaced by a valid and enforceable provision that most closely matches the intent of the original provision.

Entire Agreement

These Terms, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and CoreInsights regarding the use of our website and services and supersede all prior and contemporaneous agreements, representations, and understandings.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@coreinsights.world

Phone: +351 221 671 301

Post: CoreInsights Lda., Avenida dos Aliados 85, 4055-714 Porto, Portugal